Available TSAHC Programs:

Homes for Texas Heroes Program:

If you’re in a hero profession, this is the home loan program for you. Hero professions include:

Professional educators, which includes the following full-time positions in a public school district: school teachers, teacher aides, school librarians, school counselors, and school nurses
Police officers and public security officers
Firefighters and EMS personnel
Veterans or active military
Correction officers and juvenile corrections officers
Nursing faculty and allied health faculty

Additional Requirements:

You must also have a credit score of 620 and meet certain income requirements.

If you qualify, TSAHC will provide you with a mortgage loan and funding to use for your down payment. You can choose to receive the down payment assistance as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years).

Plus, if you are a Texas Hero use an MCC and Down Payment Assistance together, your MCC is free—an additional $500 in savings!

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Home Sweet Texas Home Loan Program:

Homes Sweet Texas Home Loan Program offers home loans and down payment assistance to low and moderate-income families.

Basic Requirements:
Credit score of 620 and meet certain income requirements.

If you qualify, TSAHC will provide you with a mortgage loan and funding to use for your down payment. You can choose to receive the down payment assistance as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years). If you’re eligible, you can essentially receive free money to help you buy a home.

Homes for Texas Heroes Program:

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Home Sweet Texas Home Loan Program:

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