How We Started

Modern Mortgage, a Hill Country Division of Repulic State Mortgage, was founded in 2012, by Heather Price and Tom Sawyer, with a mission to serve clients with honesty, integrity and competence. Modern Mortgage is a full service residential mortgage bank with clients all across the great state of Texas. Our goal is to provide home loans to our clients while presenting them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan. Our team is comprised of knowledgeable industry professionals that contribute each day to making the Modern Mortgage mission and goals a reality for our clients.

Due to Modern Mortgage's partnership with Republic State Mortgage, a nationaly recognized lender, we are able to offer consumers the best of the mortgage banking world!  Contact us today to help start your dreams of home ownership!

 How We Help You

 We will work with you to discover the best product for you at the best rate possible! Who can we help?

• Jumbo
• FHA Loans
• Conventioal Loans
• VA Loans
• USDA Loans
• Homes for Texas Heroes 
• HomeReady Loans
• 2nd Homes
• Investment Properties
• Down Payment Assistance Loans
• HELOCS / HELOANS
• 3% Down Conventional

How We Help Others

In 2014 Modern Mortgage partnered with Hearts2Honduras and created the "Flinstone Loan."

A portion of the profit from EVERY loan goes to provide Flinstone Vitamins through the Hearts2Honduras organization. In the past couple of years hundreds of thousands of vitamins have been sent to the Copprome Children Home in Honduras through this program! 

Modern Mortgage
A division of Republic State Mortgage NMLS ID 1827532
Republic State Mortgage NMLS ID: 62411

Branch Manager/Managing Partner: Heather H Price NMLS#877325
Branch Manager/Managing Partner: Thomas R Sawyer NMLS#234589 

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV